Welcome to Airevalley

Financial Planning in Silsden and the surrounding areas for over 30 years

Financial Planning in Silsden and the surrounding areas for over 30 years

Financial advice for your future

Airevalley IFA have been established for over 30 years, we specialise in all kind of financial planning including pensions, insurance and investments.

Pensions are, of course, designed to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired.

There are many different ‘tools’ used to save for retirement and the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you. Below are the most common sources of pension to fund for your retirement.

 

We will help you realise what is important to you and identify what your ideal retirement planning campaign looks like, and also crucially we will assist you to put actions in place to ensure you get it just right. Scores of people are currently under funded and invested in the wrong funds.

Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property.

Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.

 

 

There are many ways in which a family can protect itself, and because of the large range of products available there is usually an appropriate policy for most circumstances, and most budgets.

The importance of being truly unbiased.

If you go to your high street bank you may be greeted by a financial adviser, but they could well be ‘tied’ to recommending and promoting the products of the bank, or a single insurance/investment company to which the bank has an allegiance.

 

 

Our aim is to deliver a truly unbiased

advice service that offers you the best solution for your individual situation.

From childhood most of us are told to put away money to save for the future – perhaps for something special? Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt? Whether you place your money in a piggy bank, or in a multinational investment house, our aims are broadly the same; to provide for our future needs, and to protect ourselves against unexpected causes of expenditure.

When planning your finances, it is important to distinguish the difference between savings and investments. Savings are generally funds that you set aside, but can be accessed relatively quickly. These savings are often for a specific need or purchase, like a holiday or a new car. The most common way of ‘saving’ is into a bank account (‘deposit’ account) where the money can be accessed in an emergency, and for every £1 you put in, you will get £1 back (short of a bank collapse!), and possibly some interest.

Investments are designed to be held for a longer term, usually at least 5 years. You need to be comfortable with tying up this money for a period of time, and should not consider investments unless you have some savings in place. Most investments are not guaranteed to return your money in full, although do offer the prospect of potentially higher returns than deposit accounts. Returns, risk and volatility are the factors that will determine a suitable place for your savings.

Savings and Investment products range from a simple current account, which allows a small amount of interest, but facilitates regular payments and withdrawals without detriment to your savings. At the opposite end of the scale would be company shares, where you invest money in a company, with the prospect that the company will prosper and the shares will increase in value over time. Whilst the benefits are potentially high, the risks are also much greater.

Would you like some Advice?

We have been helping families and businesses in Silsden and the surrounding areas to plan a better financial future or over 30 years. If you would like to talk to a trusted, fully unbiased Adviser please do get in touch with us.

Get In Touch

GET IN TOUCH

Talk to our team on 01535 656753 or fill in the form below and we will contact you.

By sending this form you agree to the Sovereign Financial Partners Privacy Policy, which can be read here;Sovereign Financial Partners Privacy Policy. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

 

 

Copyright © 2020 Airevalley IFA Ltd / Sovereign Financial Partners – All Rights Reserved. Airevalley IFA Ltd is an appointed representative of Sovereign Money Matters Ltd which is authorised and regulated by the Financial Conduct Authority. Sovereign Financial Partners is a trading name of Sovereign Money Matters Ltd, registered number 08287674. Sovereign Money Matters Ltd is authorised by the FCA, reference 599883. Company registration 12465188. The Financial Conduct Authority does not regulate Inheritance Tax Planning and Estate Planning Services. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123 www.financial-ombudsman.org.uk